SGIO: 1500ish for comprehensive (in dads name, but we're both on the list of drivers)
covers everything on the car (all accessories whether you put them on or from the factory) and covered theft, storm, fire, abuse (forgot the word, but if your car is keyed or all the windows have been kicked in), and a new car within 2 years i think. basically if you lose the car they'll replace it to how it was before it was ruined.
they also cover everything as long as it is legal (now i just need to see what definitions of legal are...) as they have no regulations on wheels size, suspension lift, etc. keep the car road worth and you're covered.
its also bloody cheap considering HBF wanted 2800 and just car wanted 2500. when i was on the red plates i reversed into a commodore causing a grand of panel damage so every insurance company wanted big dollars for me, yet sgio did 1500 with crash history, lol.
also if i crack the windscreen or totally fk it, i only pay 67 bucks instead of forking out the 400 excess fee.
they stuffed up though, they put it in my name first and made it so dads the young driver, lol. i also got dads 'cruiser insurance in the mail and its got me as the driver.
gotta love it when you have the same name as your dad and grand dad and a few other family members...